Many homeowners think that a flood will wipe out their home and make it a total loss. The fact is that many homes that have been damaged by flood waters are repaired and made habitable again. Before you give up on your flooded home, you should consider taking the necessary steps to fix your home up so your family can move back in.
Talk To Your Insurance Company
Some of the steps you will need to take to fix up your home after a flood can be expensive. Your insurance company would much rather have you fix the home than have it demolished, so talk to your insurance representative about having the company cover some or all of the costs of restoration. Remember that basic homeowners insurance usually does not have flood insurance. If you do not have separate flood insurance, then you may not be covered.
Talk To The Authorities
Flood waters can sometimes contain dangerous chemicals, sewage and other serious health concerns. Before you start trying to repair your flooded home, you should talk to the authorities to make sure the flood waters have subsided and that your area is safe.
Get The Moisture Out Fast
After a flood hits, you will notice your street populated by large trucks carrying heavy equipment and large hoses. These are companies you can contract with to remove most of the moisture from your home, including moisture from sheet rock and furniture. The sooner you can get a company to remove the moisture from your home, the more you will be able to salvage. If you can get the moisture removed fast enough, you might even be able to save your drywall.
You have to act quickly to save your home from flood waters, and that means preventing mold from accumulating. You need to treat all of the wood, concrete and drywall in your home with an anti-mold solution that will prevent mold from forming. You will need to go through your home and remove any wood or drywall that could not be properly dried.
No matter how quickly you get your home dried out, it is still possible that the rugs are mold time bombs waiting to go off. The honest truth is that you should remove your rugs and prepare to put in new flooring. Rugs not only retain a lot of odors when they are flooded, they can also be home to bacteria and other potential health issues.
Your flooded home will need new paint on the walls, new rugs on the floors and possibly new ceilings as well. Repairing a flooded home can take time, but it is well worth the effort when you are able to save a big part of your family life.
A flooded home should never be considered a complete loss unless an insurance company says so. Flood waters can be dried out of a home, and a flooded home can become habitable again with some work and determination.